Can I get a UK mortgage for a property abroad?
Michael King
Updated on March 01, 2026
Can I get a UK mortgage for a property abroad?
You can arrange an overseas mortgage through a UK bank or an international lender. It’s also common to raise the funds to buy a home abroad outright by remortgaging your UK property.
Does Lloyds work internationally?
Pay for hotels, sightseeing, shopping and eating out – your Lloyds Bank Visa debit card is accepted all over the world. Flexible – get extra spending money from cash machines when you’re outside the UK.
What countries is Lloyds Bank in?
Lloyds Bank plc is a British retail and commercial bank with branches across England and Wales. It has traditionally been considered one of the “Big Four” clearing banks.
Does Lloyds Bank operate outside the UK?
Does Lloyds offer savings accounts to customers who live outside of the UK? No, however Lloyds Banking Group offers international banking services, including a range of savings products, to overseas customers through Lloyds Bank Corporate Markets plc. For more information, visit Lloyds Bank International Banking.
Which UK banks do mortgages for overseas properties?
Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries.
How can I buy a house internationally?
Individual countries have the right to place restrictions on non-citizens who want to own properties. Even if the country you’re interested in allows foreigners to buy homes, you may be required to obtain special residence permits or register with a government agency before you can complete a home purchase.
How much do Lloyds charge for international payments?
We do not charge our fee for sending payments in euro. Our fee for all other payments is £9.50**. If you share the charges for sending money outside the UK or in a foreign currency with the recipient, you will only pay the Lloyds fee and the recipient will pay their bank’s charges and any agent bank charges that apply.
How long do Lloyds international payments take?
How long do payments take? Your payment should get to the recipient’s bank in 1-3 days – the time it takes will vary from country to country.
Is Lloyds Bank and TSB the same?
Millions of Lloyds TSB customers have been transferred to TSB bank from today in one of British banking’s biggest shake-ups. Of Lloyds TSB’s 1,931 branches across the UK, 631 are now branded as TSB. All the remaining Lloyds TSB branches will now trade as Lloyds Bank.
Does Lloyds own Halifax?
Halifax (previously known as Halifax Building Society and colloquially known as The Halifax) is a British banking brand operating as a trading division of Bank of Scotland, itself a wholly owned subsidiary of Lloyds Banking Group….Halifax (bank)
| The Halifax Building | |
|---|---|
| Parent | Bank of Scotland plc |
| Website |
Can an expat get a mortgage in UK?
You can get a mortgage in the UK if you’re an expat. Owning a home in the UK can offer you a safety net if you return to the UK. It can also help if you’re worried about house prices going up while you’re away. Many lenders consider expats low risk.